Bilingual real estate agent in Lawrenceville & Gwinnett County, GA Buying or selling in Gwinnett? Know every step before you take it.
I’m Erika Rubio, REALTOR® with Keller Williams. I explain the process, the numbers and the paperwork in plain English or Spanish, so you always know where you stand.
Where are you starting from?
I want to buy my first home
Six quick questions and you’ll see exactly what to do next: credit, savings, down payment help, pre-approval or touring.
Start my free planSellingI own a home and want to sell
Find out what your home could sell for, based on real nearby sales, with the reasons behind the number.
Get my home’s valueSelling and buyingI need to sell and buy
We’ll line up the sale and the purchase so you move once, on a timeline that works for your money.
Plan both movesMoving hereI’m moving to Gwinnett
Compare cities and home values, and I’ll email you a short list of areas that fit your budget and commute.
Compare areasYour first step
- 1Text or call me.
- 2We talk, free, in Spanish or English.
- 3I tell you what comes next.
Meet Erika
I’ve been where you are.
I was born in Mexico. As a young single mom, I rented and moved often, looking for better prices.
When I decided to buy, I did my research, asked a lot of questions and took a homebuyer class. Then I bought my own home.
Now I give people across Gwinnett the same clear information and support I was looking for, in English or Spanish.
“Sometimes you don’t need someone who has all the answers. You need someone who is willing to help you find the way.”
- Licensed Georgia REALTOR® · #455181
- Keller Williams Realty Atlanta Partners
- English and Spanish
- Based in Lawrenceville, serving all of Gwinnett County
Tu sueño, tu hogar, mi compromiso.Your dream, your home, my commitment.
Read my storyHow my service is different
Every home I sell is marketed in English and Spanish.
About 1 in 5 Gwinnett residents speak Spanish at home (U.S. Census). I market every listing in both languages so more buyers see it, and I explain every step to buyers in the language they’re most comfortable with.
For sellers
Two-language listing launch
What’s included
- 01
Priced from real sales on your street.
I build your price from homes that actually sold around you, adjust for what makes yours different, and hand you a net sheet showing what you keep before you sign anything.
- 02
Launched in English and Spanish.
Your listing description, video, social posts and open house all run in both languages, so your home reaches more of the buyers in Gwinnett.
- 03
Video that shows how the home feels.
A full walkthrough plus short vertical videos for Instagram, Facebook, TikTok and YouTube, so buyers have toured your home before they ever book a showing.
- 04
Paid ads, with a weekly report.
Paid Facebook and Instagram ads, with a weekly report of views, clicks, showings and feedback. Like every housing ad, they follow Meta’s special ad category rules.
- 05
Negotiated on what you keep.
Every offer side by side: price, credits, contingencies, closing date and the number that matters most, what lands in your account.
For buyers
Payment-first buying plan
What’s included
- 01
Payment first, then the price.
We set the monthly payment you’re comfortable with first, then work backward to the price. That’s how you buy a home you can actually live in.
- 02
Instant alerts when a matching home lists.
You hear about new matches right away, and I also look through new listings every morning, so your weekends go to homes worth seeing.
- 03
Video previews before you drive.
Can’t make it today? I’ll walk the home on video and show you what the listing photos leave out: the noise, the light, the neighbors’ yard.
- 04
Offers built on more than price.
I look at recent sales and the seller’s situation, then weigh price, terms, timing and seller credits toward your rate to build a strong offer.
- 05
Every number explained in your language.
Loan estimate, inspection report, closing disclosure. Line by line, in English or Spanish, until it makes sense.
Buying
From renting to your own keys, one clear step at a time
- 1We talk about your goals, budget and timeline.
- 2You get pre-approved, so you know your real budget.
- 3We sign a buyer agreement that spells out how I represent you.
- 4We tour homes and I tell you what I honestly see.
- 5You make an offer, and I negotiate the price and terms.
- 6Inspection, appraisal and closing with a Georgia closing attorney.
Selling
Sell for what your home is really worth.
I price your home from real sales on your street and in your neighborhood, show you what you’ll walk away with before you list, and market it in English and Spanish so more Gwinnett buyers see it.
The Gwinnett market · September 2026
- $409,085
- Median sale price in Gwinnett County
- 58
- Average days on market in Gwinnett
- 97.6%
- Of the list price, on average, at sale
- $364,826
- Median sale price in Lawrenceville
Money and credit · 6 min read
Down Payment Help in Georgia and Gwinnett: 2026 Guide
How much money you really need to buy in Gwinnett, how Georgia Dream and Gwinnett's Homestretch program help, and a simple plan to save a little at a time.
Read the guideBuying · 11 min read
The Gwinnett Home Buyer Roadmap (2026): From Renting to Keys
My step-by-step guide to buying a home in Gwinnett County, Georgia: credit, down payment help, pre-approval, offers, closing, homestead and checklists.
Read the guideSelling · 11 min read
Selling a Home in Lawrenceville & Gwinnett County: 2026 Seller's Guide
Local 2026 numbers, pricing, prep, offers, due diligence, Georgia seller costs, disclosure and closing: a seller's guide for Lawrenceville and Gwinnett.
Read the guideFree First Home Plan
Are you ready to buy? Find out in two minutes.
Answer six quick questions and see your next steps right away. If you want, I’ll follow up with a personal plan. No credit check and no pressure.
My promises to you
Everything in writing
Never rely on verbal promises. Every agreement, number and deadline goes in writing, so nothing gets lost.
No pressure, no rushing
The right house is worth waiting for. You decide when you’re ready, and I’ll tell you honestly if a home isn’t right.
Costs explained up front
Before you sign anything, you’ll see what it costs, who pays what and what you can expect at closing.
Easy to reach
Call, text or email me directly, in English or Spanish. You can also book a free call by phone or video.
Easy-exit listing
If you list with me and you’re not happy with my service before your home is under contract, you can cancel your listing agreement with written notice. Ask me for the terms in writing.
Lawrenceville
Gwinnett's oldest city and county seat, built around a historic courthouse square that still fills up for theater, concerts and festivals.
Grayson
A small southeast Gwinnett city that grew up around an 1898 rail line, with a new town center, The Railyard, built where the tracks once ran.
Loganville
A small-town Main Street just off US 78, with summer concerts on the Town Green and a big fall festival, in a city that spans Walton and Gwinnett counties.
Snellville
A southern Gwinnett crossroads at US 78 and GA 124, with a brand-new downtown built around a park, a splash pad and a library.
Lilburn
A railroad town founded in 1890, with a walkable Old Town that opens onto a 10-acre city park and a paved greenway along Camp Creek.
Dacula
A small east Gwinnett city on Winder Highway, close to large county parks and building a town center around a new city hall and amphitheater.
Duluth
A town that took the name Duluth in 1871 as the railroad came through, with the Chattahoochee River on its northern edge and a downtown Town Green that hosts events all year.
Buford
A historic railroad and leather-making town near the south end of Lake Lanier, with a compact downtown built around Tannery Row.
Suwanee
A north Gwinnett city that grew up around a railroad depot, now planned around a downtown park, a 1,200-foot elevated bridge and miles of greenway trail.
Before you start
Is buying possible for me?
Credit scores from 580
FHA loans can allow credit scores from 580 with 3.5% down. Each lender sets its own rules, so a licensed lender confirms what you qualify for.
Programs that can help
Gwinnett County’s Homestretch program offers up to $10,000 (credit above 580, a homebuyer class, income limits apply). Georgia Dream offers 5% of the price or $10,000, whichever is less, or 6% or $12,500 for healthcare workers, educators, first responders and military.
Not ready yet?
Score below 580 or no credit history yet? We start there too, with a plan. No promises about approval, just clear next steps.
Example On a $300,000 home, 3.5% down with FHA is $10,500, plus closing costs. Homestretch (up to $10,000) can cover part of it if you qualify.
Questions people ask me
Do you speak Spanish?
Yes. I’m bilingual. We can talk, text and go through every document in Spanish or English, whichever you prefer. Georgia contracts are in English, so I explain each part in Spanish.
What areas do you serve?
All of Gwinnett County, including Lawrenceville, Grayson, Loganville, Snellville, Lilburn, Dacula, Duluth, Buford, Suwanee, Norcross, Peachtree Corners and Sugar Hill.
Does it cost anything to talk with you?
No. The first 30-minute call is free, by phone or video, your choice, and there’s no obligation. If we work together, we agree on everything in writing before you commit to anything.
Do I need to be pre-approved before we look at homes?
It’s the best place to start. A pre-approval shows your real budget, and sellers expect one with an offer. I can give you the names of a few local lenders, and you’re always free to choose your own.
Can I buy a home with an ITIN?
Some lenders offer ITIN mortgages. They usually ask for a larger down payment and two years of tax returns, and terms vary by lender. Read my ITIN guide, then text me and I’ll walk you through it.
How do you figure out what my home is worth?
I compare your home with recent sales nearby and adjust for size, condition, updates and location. You get the numbers and the reasons behind them.
Can you help me sell my home and buy the next one?
Yes. We pick the order that fits your money and timeline: sell first, buy first, or close both on the same day.
Tell me where you’re starting. I’ll help you with the next step.
Book a free 30-minute call by phone or video, or call or text me in English or Spanish.
I answer myself, in English or Spanish, the same day. Evenings and weekends too.